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A credit card is a small card issued by the bank which allows people to buy goods and services on credit. Credit cards have quickly become a short-term financial solution. The usage of credit cards has become very popular as it is very convenient for people. The main advantage is that they don’t have to think about the funds in their bank account. Nowadays, there are plenty of banks offering credit card facilities ranging from platinum to titanium cards. Not everyone can apply for credit cards since it depends on various factors credit score and bank balance are just a few of the many. Credit score basically refers to a person's ability to repay a loan amount. It is measured on a scale from 300 – 900, and anything close to 700 is considered to be fair. So, a higher credit rating considerably increases the chances of getting a credit card at a real quick time. The process of online credit card apply can further simplify this hassle. Applying for a credit card can

There are always going to be ups and downs in business because that is the nature of the game. Business credit cards are some of the most sought-after credit options ever made. The best part is that it acts as the right intermediate fund provision that is needed at the very instant. Business credit cards actually come in several different forms and they are meant for different kinds of businesses. The credit limit may vary but that increases over time. Here are the top reasons to get a credit card for business purposes: Offers: There are many times when some material needs to be bought online for the completion of the project. In these cases, more often than not, online stores have several offers ranging from cash back to rebates and EMI options to free gifts for credit cards. Uninterrupted Cashflow : Business should always go on as usual and having a credit card ensures that the cash flow is always constant. More importantly, if the money is returned before the billing cy